Participating Insurance Plans
Insurance Information
Ortho Illinois participates with most national and local insurance plans. It is the responsibility of you, the patient, to understand your insurance policy, benefits and limitations. We highly encourage you to contact your insurance provider at the phone number on the back of your card to verify Ortho Illinois is in-network for your plan. As a courtesy to you, we will file a claim with your insurance company for benefits. Updated insurance information is required at the time of your visit. If you do not provide us with a current/active insurance card Ortho Illinois will ask you to reschedule your appointment. Based on your coverage, you will be responsible for any co-payments, co-insurance, out-of-network, or other amounts due.
Insurance and Patient Responsibility
- Please understand that insurance coverage is an arrangement between you and your insurance company, and that your insurance company may not provide full payment of your medical costs.
- Prior to making an appointment, check with your carrier to verify we participate in your plan.
- If your insurance plan requires you to obtain a referral from your primary care physician, it is your responsibility to obtain this referral prior to your scheduled appointment.
- If your insurance plan requires a co-payment, this payment is expected at the time of service.
- If you are scheduled for diagnostic testing or surgery, please check with your insurance company to determine if it requires you to obtain a pre-authorization or second opinion.
Aetna
- Commercial HMO, PPO, POS
- Aetna – State of Illinois
- Medicare Replacement – HMO, PPO, POS
The Alliance
Beech Street / PPO Next PPO
*Limited to providers listed below
Blue Cross Blue Shield
- PPO
- HMO: Centegra #471 (Crystal Lake only)
- Physician Care Network #98, Mercy #459 (Crystal Lake Only)
Blue Cross Blue Shield
*Limited to providers listed below
- *Blue Care Direct HMO (Marketplace/Exchange Plan) with a PCP referral only.
- Blue Precision HMO (Marketplace/Exchange Plan) with a PCP referral only.
- Blue Medicare Advantage Basic HMO with a PCP referral only.
- Blue Medicare Advantage Basic Plus HMO-POS with a PCP referral only.
- Blue Medicare Advantage Premier Plus HMO-POS with a PCP referral only.
Blue Cross Medicare Advantage PPO
*Limited to providers listed below
- *Choice Plus PPO
- *Choice Premier PPO
Blue Cross Community MMAI HMO
*Limited to providers listed below
- *Medicare-Medicaid
Cigna
- Open Access PPO Plans
Cofinity PPO
*Limited to Providers listed below
Corvel
*Workers’ Comp Only
Coventry
- Commercial – HMO, PPO, POS
- Medicare Replacement – HMO, PPO
- Select or Carelink
ECOH
First Health PPO
Health Alliance Medical Plan
- Commercial
- Medicare Replacement
Healthlink
- State of Illinois plan
Healthlink / Unicare PPO
*Limited to providers listed below
HFN
- Commercial – PPO
- Workers’ Compensation
HST Care Connect
*Limited to providers listed below
Humana Advocate Centered HMO Plan
*Limited to providers listed below
Humana/Choice Care
- Commercial – EPO, HMO, POS
- Medicare Replacement – HMO, PPO, POS
PHCS/Multiplan –
*PHCS must be primary network
Quartz ASO
- Swedish American Health System Employees or Dependents Only
Rockford University Discount Plan
SEIU – Local 4 HMO & PPO
*Limited to providers listed below
Trilogy
*Work Comp Only
UIC Campus Care
*Must have referral from University of Illinois)
Union Medical (Local 1546) HMO
*Limited to providers listed below
United Harken Health ChoicePlus
*Limited to providers listed below
United HealthCare
- Commercial – EPO, HMO, PPO, POS
- Medicare Replacement – PPO, AARP Medicare Complete
Government Plans
- Medicare
- Community Care Alliance of Illinois (Medicare Replacement)
- Illinois Department of Public Aid
- Meridian Health Plan (Managed Medicaid)
- WI Public Health / Forward Health
*Participating providers in indicated insurance networks:
- Michael Berkson, MD
- Frank Bohnenkamp, MD
- Richard Broderick, MD
- Scott Ferry, MD
- Rolando Izquierdo, MD
- Jeffrey Kazaglis, MD
- Scott Mox, MD
- Jon Whitehurst, MD
- Kevin Carlile, MD
- Brian Foster, MD
- Kenneth Korcek, MD
- Jeffrey Earhart, MD
- Geoffrey Van Thiel, MD
- Kelly Holtkamp, MD
- Carly Jackson, PA-C
- Kara Joyner, PA-C
- Francois Kelso, PA-C
- Joseph Maroney, PA-C
- Valerie McCannon, PA-C
- John Moore, PA-C
- Stephanie Pease, PA-C
- Marie Rivers, PA-C
- Silvia Yung, PA-C
Aetna
- Commercial – PPO, POS
The Alliance
Blue Cross Blue Shield
- PPO, Open Access, POS
- HMO: Physician Care Network #098 (only this specific site number)
Cigna
- Open Access PPO Plans
Corvel
workers’ comp only
Coventry
- Commercial – PPO, POS
- Select or Carelink
ECOH
First Health PPO
Health Alliance Medical Plan
HFN
Humana/ChoiceCare
- Commercial – PPO, POS
PHCS/Multiplan – PHCS
must be primary network
Quartz ASO
- SwedishAmerican Health System Employees or Dependents only
United Healthcare
- Commcercial – PPO, POS
- Medicare Advantage – PPO, AARP Medicare Complete
Government Plans
- Medicare
- Medicare Replacement Plans – PPO, POS, Open Access
* Not accepted at Injury Express: Self pay patients or the following insurances:
- Advocate Accountable Health
- Aetna Better Health
- Aetna Medicare Advantage
- Any BCBS HMO Plan except for site 098 (Physicians Care Network)
- Any HMO insurance plans that require a referral authorization from the PCP unless the authorization is brought to the appointment
- BCBS PPO Choice (BCS is in the right hand corner of the card)
- BCBS Community Family Health
- Coventry One Carelink
- Coventry Total Care
- Harmony Health Plan
- Illinicare Health Plan
- Illinois Public Aid
- Meridian Health Plan
- Self-pay patients
- Tricare Prime
- UMR Health Smart Preferred
- United Healthcare Navigate
- Veterans Association
- Wisconsin Public Aid (BadgerCare)
Aetna
- Commercial – HMO, PPO, POS
- Aetna – State of Illinois
- Medicare Replacement – HMO, PPO, POS
The Alliance
Blue Cross Blue Shield
- PPO
- HMO: Physician Care Network #098 (only this site number)
Cigna
- Open Access PPO Plans
Corvel (workers’ comp only)
Coventry
- Commercial – HMO, PPO, POS
- Medicare Replacement – HMO, PPO
- Select or Carelink
ECOH
First Health PPO
Health Alliance Medical Plan
- Commercial
- Medicare Replacement
Healthlink
- State of Illinois
HFN
- Commercial – PPO
- Workers’ Compensation
Humana/Choice Care
- Commercial – EPO, HMO, POS
- Medicare Replacement – HMO, PPO, POS
PHCS/Multiplan –
PHCS must be primary network
Quartz ASO
Trilogy Workers’ Compensation
UIC Campus Care
must have referral from University of Illinois
United HealthCare
- Commercial – EPO, HMO, PPO, POS
- Medicare Replacement – PPO, AARP Medicare Complete
Unity Health Plan
Government Plans
- Medicare
- Community Care Alliance of Illinois (Medicare Replacement)
- Meridian Health Plan (Managed Medicaid)
- Illinois Department of Public Aid